diff --git a/video-gen-api/app/schemas/admin.py b/video-gen-api/app/schemas/admin.py
index 95e58d1a..cdfcd3df 100644
--- a/video-gen-api/app/schemas/admin.py
+++ b/video-gen-api/app/schemas/admin.py
@@ -162,6 +162,9 @@ class AdminCreditRecordSummaryOut(BaseModel):
     total_recharge: float = 0.0
     total_consume: float = 0.0
     total_refund: float = 0.0
+    # 净消耗 = 真实消费（预扣释放不算）- 退款，这才是真正的"消耗了多少积分"口径
+    # 前端展示"总消耗积分"时应使用此字段，而不是 total_consume（含未退回的）
+    net_consume: float = 0.0
     transaction_count: int = 0
     generation_count: int = 0
     generation_attempt_count: int = 0
diff --git a/video-gen-api/app/services/admin_credit_record_service.py b/video-gen-api/app/services/admin_credit_record_service.py
index 1cbc7790..ee5f400e 100644
--- a/video-gen-api/app/services/admin_credit_record_service.py
+++ b/video-gen-api/app/services/admin_credit_record_service.py
@@ -320,10 +320,16 @@ async def list_admin_credit_records(
     if where_clause is not None:
         summary_query = summary_query.where(where_clause)
     s = (await db.execute(summary_query)).one()
+    _total_recharge = _round2(s[0])
+    _total_consume = _round2(s[1])
+    _total_refund = _round2(s[2])
+    # 净消耗 = 真实消费 - 退款；如果退款超过消费（连续退了跨周期的），下限为 0 避免负数
+    _net_consume = _round2(max(_total_consume - _total_refund, 0.0))
     summary = {
-        "total_recharge": _round2(s[0]),
-        "total_consume": _round2(s[1]),
-        "total_refund": _round2(s[2]),
+        "total_recharge": _total_recharge,
+        "total_consume": _total_consume,
+        "total_refund": _total_refund,
+        "net_consume": _net_consume,
         "transaction_count": int(s[3] or 0),
         "generation_count": int(s[4] or 0),
         "generation_attempt_count": int(s[5] or 0),
diff --git a/video-gen-app/src/pages/TeamManagementPage.tsx b/video-gen-app/src/pages/TeamManagementPage.tsx
index 6d8538cb..b350cf93 100644
--- a/video-gen-app/src/pages/TeamManagementPage.tsx
+++ b/video-gen-app/src/pages/TeamManagementPage.tsx
@@ -540,9 +540,33 @@ const TeamManagementPage: React.FC = () => {
             <Button type="primary" icon={<DownloadOutlined />} onClick={handleExportCredits}>导出 Excel</Button>
           </div>
 
-          {/* 汇总统计 */}
-          <div style={{ marginBottom: 12, padding: '8px 16px', background: '#f8f9fc', borderRadius: 8, display: 'flex', gap: 24, flexWrap: 'wrap', fontSize: 13 }}>
-            <span>总消耗积分：<strong style={{ color: '#ef4444', fontSize: 15 }}>{creditSummary?.totalConsume ?? 0}</strong></span>
+          {/* 汇总统计：净消耗 = 消费 - 退款，同时展示消费 / 退款 / 充值辅助详情 */}
+          <div style={{ marginBottom: 12, padding: '12px 18px', background: '#f8f9fc', borderRadius: 10, display: 'flex', gap: 28, flexWrap: 'wrap', fontSize: 13, alignItems: 'center' }}>
+            <span>
+              总净消耗积分：
+              <strong style={{ color: '#ef4444', fontSize: 16, marginLeft: 4 }}>
+                {creditSummary?.netConsume ?? 0}
+              </strong>
+            </span>
+            <span style={{ color: '#94a3b8' }}>|</span>
+            <span>
+              消费合计：
+              <strong style={{ color: '#f97316', marginLeft: 4 }}>
+                {creditSummary?.totalConsume ?? 0}
+              </strong>
+            </span>
+            <span>
+              退款合计：
+              <strong style={{ color: '#10b981', marginLeft: 4 }}>
+                − {creditSummary?.totalRefund ?? 0}
+              </strong>
+            </span>
+            <span>
+              充值合计：
+              <strong style={{ color: '#6366f1', marginLeft: 4 }}>
+                + {creditSummary?.totalRecharge ?? 0}
+              </strong>
+            </span>
           </div>
 
           <div style={tableWrapper}>