diff --git a/video-gen-api/app/api/v1/payments.py b/video-gen-api/app/api/v1/payments.py
index 18294e51..92c09466 100644
--- a/video-gen-api/app/api/v1/payments.py
+++ b/video-gen-api/app/api/v1/payments.py
@@ -176,8 +176,10 @@ async def wechat_callback(request: Request, db: AsyncSession = Depends(get_db)):
         
         decrypted_data = json.loads(decrypted_str)
         
+        event_type = body_data.get("event_type", "")
+        
         # 处理支付成功回调
-        if body_data.get("event_type") == "TRANSACTION.SUCCESS":
+        if event_type == "TRANSACTION.SUCCESS":
             order_no = decrypted_data.get("out_trade_no", "")
             transaction_id = decrypted_data.get("transaction_id", "")
             amount_info = decrypted_data.get("amount", {})
@@ -190,6 +192,30 @@ async def wechat_callback(request: Request, db: AsyncSession = Depends(get_db)):
                     f"transaction_id={transaction_id}, amount={total_amount}"
                 )
         
+        # 处理退款回调
+        elif event_type == "REFUND.SUCCESS":
+            order_no = decrypted_data.get("out_trade_no", "")
+            refund_id = decrypted_data.get("refund_id", "")
+            refund_status = decrypted_data.get("status", "")
+            
+            if order_no and refund_status == "SUCCESS":
+                # 更新订单状态为已退款
+                from app.models import PaymentOrder
+                from sqlalchemy import select
+                
+                result = await db.execute(select(PaymentOrder).where(PaymentOrder.order_no == order_no))
+                order = result.scalar_one_or_none()
+                
+                if order and order.status == "refunding":
+                    order.status = "refunded"
+                    order.transaction_id = refund_id
+                    await db.commit()
+                    
+                    logger.info(
+                        f"WeChat refund callback processed: order_no={order_no}, "
+                        f"refund_id={refund_id}, status={refund_status}"
+                    )
+        
         return {"code": "SUCCESS", "message": "OK"}
     except Exception as e:
         logger.exception(f"WeChat callback processing error: {e}")
diff --git a/video-gen-api/app/services/payment.py b/video-gen-api/app/services/payment.py
index 57b8e23c..b6c61ab3 100644
--- a/video-gen-api/app/services/payment.py
+++ b/video-gen-api/app/services/payment.py
@@ -565,7 +565,10 @@ async def _refund_wechat_order(
     refund_reason: str,
     db_configs: dict[str, str]
 ) -> dict:
-    """Call WeChat Pay refund API."""
+    """Call WeChat Pay refund API.
+    
+    微信退款是异步的，调用后会返回PROCESSING状态，实际退款结果通过回调通知。
+    """
     mch_id = db_configs.get("payment_wechat_mch_id", "")
     private_key = db_configs.get("payment_wechat_private_key", "")
     cert_serial_no = db_configs.get("payment_wechat_cert_serial_no", "")
@@ -599,18 +602,29 @@ async def _refund_wechat_order(
         
         data = _parse_wechat_result(result)
         
-        if code == 200 and data.get('status') == 'SUCCESS':
-            logger.info(f"WeChat refund succeeded: order_no={order.order_no}")
-            return {"success": True, "refund_id": data.get('refund_id')}
-        else:
-            logger.error(
-                f"WeChat refund failed: order_no={order.order_no}, "
-                f"code={code}, result={result}"
-            )
-            return {
-                "success": False, 
-                "message": f"微信退款失败: code={code}, {data.get('code', '')}"
-            }
+        # 微信退款是异步的，PROCESSING是正常状态，表示退款已受理
+        if code == 200:
+            status = data.get('status')
+            if status in ('SUCCESS', 'PROCESSING', 'REFUNDCLOSE'):
+                logger.info(
+                    f"WeChat refund initiated: order_no={order.order_no}, "
+                    f"status={status}, refund_id={data.get('refund_id')}"
+                )
+                return {
+                    "success": True, 
+                    "refund_id": data.get('refund_id'),
+                    "status": status,
+                    "message": "退款申请已提交，等待微信处理"
+                }
+        
+        logger.error(
+            f"WeChat refund failed: order_no={order.order_no}, "
+            f"code={code}, result={result}"
+        )
+        return {
+            "success": False, 
+            "message": f"微信退款失败: code={code}, {data.get('message', '')}"
+        }
     except Exception as e:
         logger.exception(f"WeChat refund exception: order_no={order.order_no}")
         return {"success": False, "message": f"微信退款异常: {str(e)}"}